71.   An inexperienced general manager has the charge of sorting out this mess.

72.   Analysts say money managers have more than enough money waiting to sop up any excess supply.

73.   And corporate managers have greater personal incentives, in the form of stock option packages, to increase shareholder value.

74.   And because one commodities manager could have a hypothetical account size that is far larger than another, returns among many managers would not be comparable.

75.   And if general manager Dave Twardzik has his way, Hardaway will be talking to him Monday as well.

76.   And managers have to be as good at receiving information as they are at passing it out.

77.   And money managers still have plenty of cash to spend.

78.   And certainly, no manager has the label of having suffered through two straight collapses.

79.   And crisis managers have plenty of resources to fall back on.

80.   And finance managers have access to many more sources of credit than a typical consumer has, he added.