71.   But with the high cost of housing compounded by the price of insurance premiums, many people say they cannot afford to do both.

72.   By doing so, the thrift, based in the Chatsworth section of Los Angeles, hopes to lower its deposit insurance premiums.

73.   Carriers around the world are now juggling higher insurance premiums and security-related expenses.

74.   Casualty insurance companies dropped after the Finance Ministry said it will liberalize auto, accident and other casualty insurance premiums.

75.   Claudia Fullerton, chief marketing officer for CSA, said it planned to refund insurance premiums if policyholders requested them and were not filing a claim.

76.   Concerned about cash flow and forced to pay hefty insurance premiums, they may miss years of saving.

77.   Consumer spending and industrial output slowed after the government this year increased the national sales tax, eliminated special income tax rebates and raised medical insurance premiums.

78.   Contemplating these modern risks and formulating insurance premiums to cover their aftermaths will take time, said Sandberg, a member of the American Academy of Actuaries.

79.   Consolidation means cheaper access to capital, he contends, as well as lower insurance premiums and the ability to attract national customers.

80.   Consumer groups and employers have sporadically issued reports documenting a rise in drug prices and insurance premiums.