71.   Service representatives trained so they could handle questions about both fund families.

72.   Since you hold Class B shares in both funds, you would pay an exit fee if you were to leave the fund families.

73.   Since Pegasus has a limited menu of fixed-income funds, you might look to another fund family for this.

74.   Smaller fund families are driven into the arms of larger ones mainly because they need greater distribution.

75.   Some may even buy foreign stocks because the fund family does not have a foreign offering and they want to provide diversity.

76.   Some fund families, accountants said, have proved ill-prepared for the added reporting burdens created by the tax-law changes.

77.   Switching within the same fund family would free you from the effect of the deferred sales charge.

78.   Templeton said he holds mutual funds in his personal account, including some managed outside the fund family that bears his name.

79.   The advantage, Koehn said, is that he can invest in a variety of fund families, as well as individual stocks and bonds.

80.   The Alger fund family was established by a father, and his son came into the business later and is now the manager of record of the funds.