41.   Each child would also have an individual rehabilitation plan, and access to appropriate mental health and substance abuse treatment.

42.   Earlier Tuesday, Finance Secretary Edgardo Espiritu said PAL has addressed the issues raised by the Ex-Im Bank regarding the rehabilitation plan.

43.   Filing the rehabilitation plan is an important milestone for PAL, which closed for several weeks last year because of labor unrest and massive losses.

44.   He said restructuring the financial sector is a major part of the economic rehabilitation plan as ordered by the International Monetary Fund.

45.   He told reporters that IFCT had filed the opposition because it was afraid it might not win support in the rehabilitation plan.

46.   However, at present, the bank has completed the rehabilitation plan and the loan quality improvement plan.

47.   It has appointed Union Asia Finance Plc as its financial adviser to assist the company in preparing the rehabilitation plan.

48.   It has secured a suspension of debt payments pending the approval of a rehabilitation plan by regulators and creditors.

49.   It said Thursday it will decide in three months whether it will shut down after seeing the results of the rehabilitation plan.

50.   Its new management is currently drawing up a revised rehabilitation plan.