41.   The gains were offset by declines in spending on food, health care and education.

42.   The gains were offset by declines in financial shares like Daiwa Securities Co. and Daiwa Bank Ltd. following the failure of several banks and brokerages over the past month.

43.   The gains by Goodrich, Kroger and Diebold were offset by declines in Rubbermaid and TRW Inc. shares.

44.   The gains, though, were offset by declines in computer and semiconductor issues.

45.   The oil declines offset gains by other exporters as the dollar rose.

46.   These increases were offset by declines in vegetable and durable goods prices.

47.   This was mostly offset by declines in copper stockpiles in Europe.

48.   Those declines offset a gain by Citic Pacific Ltd.

49.   Those gains were partly offset by declines among troubled brokerages and construction companies after Sanyo Securities Co. filed for court protection from creditors yesterday.

50.   Those were offset by declines in food prices.