41.   Car loans are not the only problem.

42.   Car sales and home sales have dipped recently, partly because of higher car loan and mortgage rates.

43.   Chrysler, like General Motors and Ford, began luring customers with zero-interest car loans immediately after the attacks.

44.   Chinese banks are not yet in the habit of giving car loans to individuals, so there is no help there.

45.   Colas expects car and truck sales to start to decline in the second half of the year as rising interest rates could mean consumers make fewer car loans.

46.   Competition from Washington for capital also drives up interest rates for mortgages and car loans as well as for corporate borrowers.

47.   Consider asking your lender for a printed history of the payments on your mortgage, car loan or other debts.

48.   Credit risks can end up paying a much higher interest rate for a car loan.

49.   Credit markets already have pushed up interest rates on home mortgages, car loans, business credit and the like.

50.   DeKaser said consumers routinely pay off car loans and credit-card debt by refinancing their mortgages.