41.   Such companies, known as pharmacy benefit managers, see the Medicare population as an attractive market.

42.   Still, because the pharmacy benefit managers and the drug makers can keep their price decisions well out of public view, questions continue to arise.

43.   Talk to your benefits manager at work, read the business section of your local newspaper and check out personal-finance books from your local library.

44.   The benefit managers then structure the lists so that consumers pay less for those drugs than for other brand name drugs in the same class.

45.   The drug benefit managers do perform valuable services.

46.   The discounts would be set through negotiations between drug makers and the pharmacy benefit managers.

47.   The FTC said it would monitor all deals involving drug makers acquiring pharmacy benefit managers like PCS.

48.   The Federal Trade Commission has expressed concern that too much market concentration could make it harder for prescription benefit managers to negotiate deals for clients.

49.   The Federal Trade Commission has expressed concern that too much market concentration in a region could make it harder for prescription benefit managers to negotiate deals for clients.

50.   The insurer is working with Merck-Medco, a pharmacy benefit manager owned by Merck, to provide the generic drug samples.