41.   Drogoul pleaded guilty to wire fraud and submitting false reports to bank regulators.

42.   Federal banking regulators said Superior had engaged in poor lending practices, improper accounting and record keeping, and had ineffective board and management supervision.

43.   Finance Minister Wataru Kubo, speaking to reporters Friday, again denied suggestions that the ministry had advised Daiwa to delay making a report to the U.S. banking regulators.

44.   He also described a pattern of deception by bank officials who manipulated trading staff in his office to hide a system of lax bank oversight from banking regulators.

45.   He has not been charged with any crime pending an internal investigation being carried out by Eugene Ludwig, a former senior U.S. banking regulator.

46.   In a speech to state banking regulators, Greenspan said they should not view every bank failure as a deficiency on their part.

47.   Japanese banking regulators are also woefully understaffed, and analysts warn that the Finance Ministry may lack the personnel needed to enforce its tougher new powers.

48.   One concern is that U.S. banking regulators will be especially harsh in annual audits of the Japanese bank branches.

49.   Police were mobilized to enforce the order, but banking regulators were initially barred by picketing employees from entering the headquarters and many branch offices of the five banks.

50.   Some banking officials worry that U.S. banking regulators will be especially harsh in their next annual audits of Japanese bank branches.