31.   Analysts said the earnings were in line with their expectations, although they said they were concerned about growth in the investment banking business.

32.   Analysts said the earnings were mostly unsurprising.

33.   Analysts said these earnings were down because Aegon is lowering prices for its products in an attempt to increase market share.

34.   And earnings are less now than they were.

35.   Analysts expected a share buyback or special dividend announcement today, and earnings were no surprise.

36.   Analysts said the earnings were a product of its cost-cutting and its efforts to increase margins.

37.   Analysts said the earnings were in line with expectations.

38.   And American Greetings, the second largest card company in the industry, says its earnings are in a slump because of competition with online greeting cards.

39.   And Apple warned that fourth-quarter earnings would be well short of expectations.

40.   And Banc One, the huge regional banking chain, said earnings were off because of bad bets on interest rates over the last two years.