21.   The Ministry of Finance funds the zaito program by borrowing from the state-run postal savings and insurance systems as well as the national pension plan.

22.   The Ministry of Telecommunications said it will stop using Nomura to manage money pooled in the state-run postal savings and insurance system.

23.   The party also backed down from a proposal to transform the postal savings and insurance systems into private entities.

24.   The Ministry of Posts and Telecommunications, which handles the lucrative postal savings and postal insurance accounts, said today it is temporarily halting its dealings with the brokerage.

25.   The postal savings maintains branches throughout Japan and is especially strong in rural areas.

26.   The program collects funds from postal savings, postal life insurance and public pensions, and serves as a source of funding for many public corporations.

27.   The other, the Posts and Telecommunications Ministry, said this week it would no longer entrust postal savings funds to Daiwa.

28.   The panel also said the state-run postal savings and postal insurance systems should be made private.

29.   Then there is the question of what has been done with the funds that come from deposits at the government-run postal savings system.

30.   They argue that most Japanese investors do not like risk and will probably roll over their postal savings deposits.