21.   But then they began talking to mortgage brokers.

22.   Chador, a local mortgage broker, moved to town seven years ago.

23.   Consumers may also connect with lenders through the site, a service that allows Microsoft to collect a minimal fee for acting as a mortgage broker.

24.   Data are sketchy for single women, but mortgage brokers say that this group, too, has greatly benefited from new credit practices and rules.

25.   Do you trust Bill Gates to pick your mortgage broker?

26.   Economists, mortgage brokers and lenders agree that now is a good time to take out a home loan or refinance an existing one.

27.   Edwin and Sandra Mentecki say they paid plenty to their mortgage broker -- and all the while the broker was being paid to work for someone else.

28.   E-Loan funds mortgages and also acts as a mortgage broker for other lenders, including BofA.

29.   Even with the refinancing costs figured in, the homeowner could break even in less than a year and start saving money, the mortgage broker said.

30.   Fannie Mae is the largest buyer of mortgages from savings institutions, banks and mortgage brokers.