21.   But the bulk of the growth in the industry comes not from little fund families, but from the big ones.

22.   Certainly you can transfer all or part of this account to Vanguard, or any other fund family.

23.   Diversifying within a single fund family often can reduce loads and will certainly make the administrative paperwork easier.

24.   Each sold me the worst fund from the fund family involved.

25.   Excellent no-load funds in these categories are available from the Fidelity and Vanguard fund families, among others.

26.   Excellent funds in this category with low expense levels are offered by both the Fidelity and Vanguard fund families.

27.   Fund family !

28.   Fund gurus like Mario Gabelli and Martin Zweig manage individual accounts for a fee, as do most of the big fund families like T. Rowe Price.

29.   Fund families that favor performance fees say investors would be better off if rival families did likewise.

30.   Funds from the two biggest fund families, Fidelity and Vanguard, are not offered.