21.   If you have all your investments locked in fixed deposits when the market picks up, you will be at the losing end.

22.   In terms of instruments, fixed deposits remained the largest component of broad quasi-money, with a notable increase in negotiable instruments of deposits.

23.   In other words, they are nothing more than fixed deposits.

24.   Investments such as fixed deposits and current accounts provide the security, but this means giving up opportunities in the market.

25.   It is believed that some of the fixed deposit holders were unaware their money was siphoned off, until the authorities contacted them to verify their accounts.

26.   Investors are likely to shift towards holding cash as guaranteed returns from high fixed deposit rates in banking institutions should prove attractive.

27.   Long suffering creditors have also been appeased and the company has started repaying dues to its irate fixed deposits holders.

28.   Nonetheless, holdings of fixed deposits and savings accounts are regarded as equivalent to money as it is converted fairly easily, and at minimal cost.

29.   Once again this return was better than that yielded by fixed deposits.

30.   One cannot go wrong earning a decent profit on the money you have - which is what a fixed deposit gives you.