21.   In projecting returns, the calculator allows users to adjust for a range of variables, from the amount invested to tax rates to expected annual return.

22.   Invesco Total Return also bases its asset allocation on the spread between the expected returns of stocks and bonds.

23.   Its computer model compares the expected future returns of stocks and bonds and weights the portfolio toward whichever is cheaper.

24.   Most Kings players are more pleased with the expected return of hockey than they are with the collective-bargaining agreement that will make salvaging the NHL season possible.

25.   Most Kings players are more pleased with the expected return of hockey than they are with the collective bargaining agreement that will make salvaging the NHL season possible.

26.   Most important, though, is the expected return of Pro Bowl receiver Jake Reed, a forgotten man in the Randy Moss frenzy.

27.   Oil prices originally were forecast to decline in the third quarter with the expected return of Iraqi crude to world markets.

28.   Pay off credit card or other debts which have interest rates higher than the expected returns from your investment.

29.   Perhaps the most controversial part would be investing funds in stocks, as a long bull market in U.S. equities has inflated expected returns.

30.   Platinum and palladium are expected to hold steady amid speculation that declining Russian mine production will offset an expected return of Russian exports to the world market.