21.   The Swiss bankers association has refused to comment on the memorandum.

22.   Under the new proceedures, the bankers association will set up an office under the independent Swiss banking ombudsman to assist with searches.

23.   Under the new procedures, the bankers association will set up an office under the independent Swiss banking ombudsman to assist with searches.

24.   According to the Japanese bankers association Zenginkyo, there are no fixed rules on how the banks should provide for these outstanding loans.

25.   Contributions from the Thai bankers association, originally planned to be five billion baht, are still being deliberated.