21.   Credit Acceptance makes auto loans to people with bad credit, a business which generates higher yields and above-average losses.

22.   Consumer Acceptance stopped buying auto loans from third-party originators earlier this year, he said.

23.   Delinquencies on a composite of eight other types of consumer installment loans -- including auto loans and home equity loans -- also rose, the ABA said.

24.   During that time, it will be difficult to obtain an auto loan or a mortgage, and some credit card companies will cancel your account.

25.   Even auto loans are limited.

26.   Falling rates for auto loans and mortgages, for example, produced booms in auto and truck sales and in home construction that continue today.

27.   First Enterprise Financial Inc. delayed the release of its fourth-quarter earnings because of unexpected charges for bad auto loans.

28.   Growth in auto loans was especially strong.

29.   He reasons that if the government does not need to borrow money to cover the deficit, interest rates drop along with the cost of mortgages and auto loans.

30.   Higher borrowing costs cut into corporate profits and make consumers less willing to buy with credit cards and take out auto loans.