11.   The Bermuda companies also sold large liability policies directly to U.S. corporations.

12.   While commercial liability policies have been costly for insurers hit with claims for environmental cleanups, a few companies have done very well.

13.   Both men insist SLOC must cover their defense costs under a liability policy.

14.   The IOC has a strict liability policy, whereby athletes are considered responsible for any banned substance found in their bodies.