11.   Ms. Black said she would have had to change her choice of insurance provider because the domestic partner benefits were available only through a different provider.

12.   Other insurance providers are making selective changes rather than dropping coverage altogether.

13.   Some therapists still practice that way when they can but insurance providers have lowered the boom on extended treatment.

14.   That business comprises Deutscher Herold Leben, an insurance provider, and Deutscher Herold Allgemeine, a mutual fund manager.

15.   The bill is designed to give patients more choices in health care and the authority to sue their insurance providers for bad service.

16.   The Fort Wayne, Indiana-based company is remaking itself from a general insurance provider into a life insurance and retirement savings specialist.

17.   The policies may be sold by travel agents or tour companies, or you might buy one from an independent insurance provider.

18.   The proposed legislation would not apply to life insurance or disability insurance providers.

19.   The theory, apparently, is that competition among private insurance providers would somehow lead to lower costs.

20.   Twice she has been forced by her insurance providers to change doctors.