11.   By encoding data and messages, encryption would make electronic transactions more secure, but encryption technology has been stymied by U.S. laws that restricted its sales overseas.

12.   Campbell said that unlike the Nasdaq stock market the bond price system would not be an electronic transaction system.

13.   Code-named Marvel, the service could become the conduit for electronic transactions between Quicken users and banks, McAdams added.

14.   During the next year, many stores and companies plan to convert credit-card and other electronic transactions into euros.

15.   If the policy is changed, it could narrow the range of financial institutions that are allowed to use the most powerful encryption gear overseas to protect electronic transactions.

16.   In addition, he said countries would have to sort out which laws apply to electronic transactions.

17.   In fact, in one deal the electronic transactions were repeated in old-fashioned phone calls, this having been the first test.

18.   Intuit dominates the market for personal finance software, which could be used for electronic transactions on a new online service Microsoft is developing.

19.   Investors snapped up shares in companies like Saks Holdings, the upscale retailer, and Open Market, an Internet outfit specializing in electronic transactions.

20.   Initially, new currency will be used in many business and investment transactions as well as in credit cards and other electronic transactions.