11.   Layoffs and some branch closings are expected in California, but both banks said the extent had not been determined.

12.   Last week, the Fed delayed a decision on the merger when Fleet could not immediately provide certain information about branch closings.

13.   Maher said job losses and branch closings also will be less severe with Washington Mutual as its partner since there is less overlap in the area.

14.   New Mexico legislators have discussed the withdrawal of state funds from NationsBank and one state senator called for hearings to examine the branch closings and job cuts.

15.   No branch closings are planned.

16.   No more branch closings are planned, Chase officials said.

17.   No details on job losses or branch closings were available Monday.

18.   Officials said Monday there might be a few branch closings and layoffs at TransWorld.

19.   Officials said there likely will be some branch closings in areas that overlap, depending on productivity and leasing situations.

20.   Other branch closings -- Fleet intends to consolidate some locations instead of selling off the deposits -- could make Fleet a less convenient choice for consumers.