11.   The main character is an accountant with the apt name of Luther Krank, who is fed up with the stress and commercialism of the holiday.

12.   The main character is an accountant with the apt name of Luther Krank who is fed up with the stress and commercialism of the holiday.

13.   When Peters thrashes about for an apt name to describe his love of the railroad, he recalls a remark by a fellow enthusiast.

14.   It is an apt name.