101.   Should we increase our savings rate and not prepay the mortgage?

102.   She said they could have a better cash flow and raise their savings rate with just a little better planning, and without any real sacrifice.

103.   Some economists say the surplus is particularly important because there is no easy way to increase the personal savings rate.

104.   Some people argue, however, that low savings rates reflect not behavior but demographics.

105.   Such an eye would be wise now to focus on Asia -- despite its dynamism, its high savings rates and its family values.

106.   That frees up even more cash, while raising the national savings rate.

107.   That figure is derived using Federal Reserve data but employing the measure of personal savings preferred by the Department of Commerce, which regularly reports personal savings rates.

108.   That was a sensible proposal intended to increase the savings rate and lower future interest rates.

109.   The aging of America, it is agreed, will reduce household savings rates.

110.   The American savings rate is the lowest among major nations.