1.   An annuity is a long-term retirement savings program that grows depending on prevailing interest rates.

2.   And a more disciplined approach to your other savings program would also help, too.

3.   And you would have to draw upon other funds to deal with the tax liabilities that this savings program would generate.

4.   Apfel said that a mandatory savings program would be the best way for Americans to accumulate more assets.

5.   As in Massachusetts, savings programs appear to be cannibalizing the prepayment market from coast to coast.

6.   Barbados is about to begin a major advertising campaign to promote its summer savings program.

7.   Bear in mind that your investment return would be much larger if you funneled the money into tax-deferred savings programs, such as an individual retirement account.

8.   A critical element in a long-term savings program is taxation.

9.   A cut in the rate receivable on the popular tax-exempt Livret A savings program at the beginning of the month has also ensured money flows into life insurance.

10.   A. I am always loath to advise that a person who has been happy with an ultra-secure savings program such as bank accounts branch out into riskier investments.