91.   However, older workers who want extended Cal-COBRA coverage must have worked for their employer for at least five years.

92.   Human resource consultants say older workers are getting wiser, though, about how to prove suspicions of discrimination.

93.   However, as some companies nurture older workers, others are turning them loose.

94.   In the future, labor specialists say, firm made up of older workers will likely grow more common.

95.   It carries an extra bonus for older workers, helping them overcome the stereotype of being complacent.

96.   IRS QUESTIONS CASH-BALANCE PLAN Cash-balance pension plans have drawn heavy criticism lately because they often reduce the pensions of older workers.

97.   It also was a way to help younger job-seekers by encouraging older workers to retire.

98.   It contends that it limits job opportunities for U.S. citizens and allows employers to pay foreigners below-market salaries and avoid hiring older native workers.

99.   It keeps higher paid older workers rather than following the example of many companies by replacing them with workers they can pay less.

100.   It provides training and career-oriented counseling, and it has a small group program whose goal is to help older workers market themselves.