1.   ANDREW CORNISH is to head up the Group risk management and insurance department reporting to Nigel Matthews.

2.   An investigator at the state insurance department did not return phone calls.

3.   Annuities traditionally have been considered insurance products, issued by insurance companies, sold by insurance agents and regulated by state insurance departments.

4.   Ask your state insurance department or its department on aging how to reach it.

5.   At the insurance department, employees with babies make dozens of small adjustments.

6.   Birnbaum is a strong critic of the insurance department and the industry.

7.   Blue Cross says that the state health and insurance departments, which regulate the program, have allowed malpractice insurance companies to accumulate unnecessarily large reserves.

8.   A ranking of insurance companies by complaints is available from state insurance departments.

9.   After the problem was pointed out to the company, Cologna said, Prudential notified the insurance department of other problems involving sales of group policies in New York.

10.   Allstate provided copies of letters in which insurance department officials endorsed the double-round method.