1.   You pay for the service with brain cells instead of money, and everyone has simply billions of brain cells on deposit.

2.   As a major armed-forces contractor, the Lexington-based Raytheon has billions of dollars in potential business at stake.

3.   At any given moment, it has billions of dollars worth of projects under way.

4.   Because many of these professionals have billions of dollars under management, they require easy entry and exit from the stocks they buy.

5.   A plummeting won will weaken the yen because Japanese banks have billions of dollars in loans outstanding to Korean companies and those loans are becoming more difficult to repay.

6.   But EMusic has been struggling for public recognition in the shadow of Napster, which has billions of free songs by major label artists.

7.   But none of a dozen people interviewed who know Dale on Thursday said they ever suspected Dale could be quietly running a philanthropy that had billions to give away.

8.   China and Taiwan have billions of dollars in two-way trade.

9.   Each has billions of dollars worth of orders pending at Boeing.

10.   Hambrecht, Robertson and others do not have the huge capital of their bigger New York competitors, who have billions of dollars behind them.