1.   Concern stems from hints by officials at the Hong Kong Monetary Authority that they would enforce existing rules on mortgage lending, analysts say.

2.   Gains may be stemmed by concern over slowing growth in the overall economy.

3.   Industry analysts say such a concern stems more from perception than reality.

4.   Meantime, Hasbro revealed that its antitrust concern stemmed in part from an investigation the Federal Trade Commission was pursuing of distribution arrangement between toy makers and retailers.

5.   Part ofthe concern stems from uncertainties about whether consumers will cut spending enough to trigger a prolonged slowdown, or whether these reports reflect a temporary setback.

6.   Public concern stems from fear of a most horrible disease, Creutzfeldt-Jakob.

7.   Someone else even draws blood, a frequent procedure at the clinic where the highest concern is stemming the spread of venereal diseases.

8.   The bloody names kept flowing in Vietnam, but public relations concerns soon stemmed the tide.

9.   The concern stems from recent evidence that the Soviet Union may have mixed together several strains of anthrax, presumably to enhance the lethality of its germ weapons.

10.   The concern stems from general worries about slippage in the academic calendar over the past few decades.