1.   Hunter said the Texas insurance department was considering a measure that would force insurers to demonstrate that their underwriting criteria were related to risk.

2.   It turned around its Paul Revere disability-insurance business by becoming stricter on underwriting criteria and reducing claims from doctors.

3.   The company said it had already begun charging higher prices and toughening underwriting criteria to cut losses.

4.   The company also said it had already begun charging higher prices and toughening underwriting criteria to cut losses.

5.   The survey, however, found banks eased underwriting criteria for home equity and residential real estate loans.