1.   In India, there are no specialised units like credit bureaus, which makes it all the more necessary for banks to share information.

2.   He called for all specialised economic administrative units to be broken off from the government and converted into independent entities.

3.   The rescue operation was said to have been hit by delays, confusion, the lack of suitable cranes and the absence of specialised units.

4.   The rescue operation was said to have been slowed by delays, confusion, a lack of cranes and the absence of specialised units.