1.   Another factor increasing the cost of health care is mandated seismic upgrades of hospitals statewide.

2.   At the old NCO Club, now called the Golden Gate Club, a seismic upgrade and refurbishing are due to be completed by October.

3.   Fannie Mae said it will provide assistance for seismic upgrades, such as installation of foundation bolts or cripple walls.

4.   The archdiocese has maintained that the closures are necessary in the face of declining attendance and the prohibitive cost of seismic upgrades.

5.   The building is fully up to code, including recent seismic upgrades mandated by law in this earthquake-prone city.