1.   At that level the promised tax savings disappear for most families.

2.   As Congress tightened control over block grants, administrative savings disappeared.

3.   But many economists say that any savings would largely disappear if everybody had managed care coverage.

4.   But the savings quickly disappeared, swallowed up by renting two cars and paying tolls and gasoline.

5.   The savings often disappeared into the maw of the state budget.

6.   At rates like that and nobody working, hard-currency savings disappeared within months.

7.   But many depositors worry their savings have disappeared in legal costs during the four years it has taken to wind up the bank.