1.   The latter phenomenon would not actually come as a surprise to regional economists.

2.   UNEMPLOYMENT in oil-rich Grampian is rising three times faster than in the rest of Scotland, a report by regional economists revealed yesterday.

3.   Adrian Sanchez, regional economist at First Interstate Bancorp, agrees that California residents can look forward to expansion of their economy.

4.   Adrian Sanchez, regional economist for First Interstate Bancorp in Los Angeles, said fears of another recession are holding back home sales.

5.   Brian Carey, regional economist at the Mortgage Bankers Association of America in Washington, predicted home sales will slow down as rates go up.

6.   But DRI chief regional economist Sara Johnson said declines are continuing.

7.   But Thomas Conoscenti, a regional economist who projects tax revenues for Nassau and Suffolk counties, said sales tax revenues would barely be affected.

8.   Increases in dividend and interest payments and rental revenue helped fuel the rise in per capita income, said Wallace Bailey, regional economist for the Commerce Department.

9.   Long-term rates, such as mortgage rates, go down with expectations of lower inflation, said Adrian Sanchez, regional economist for First Interstate Bancorp in Los Angeles.

10.   Ma Guonan, regional economist with Salomon Brothers, sees high unemployment and weak domestic demand forcing an easing of credit to spur growth.