1.   Afghans and Palestinians were by far the two largest refugee groups in the world last year.

2.   Again and again, Hutu and Tutsi refugee groups have moved across borders, temporarily abandoning land to the other ethnic group until another ethnic uprising reversed the cycle.

3.   All of the pilot projects have been blocked by hard-line Croatian refugee groups and the Croatian government.

4.   It was the first time the agency established a fund specifically for one refugee group.

5.   Last September, former Sen. Bob Dole went to Kosovo to gather facts for an international refugee group of which he is chairman.

6.   Many of those decisions are likely to be overturned on appeal, leading to suspicions among refugee groups that caseworkers are perhaps too quick to turn people down.

7.   Refugee assistance groups provide a month of financial help to the group, but then the government provides assistance for seven months.

8.   Relief efforts have been complicated by fighting among factions within the refugee groups, and between Zairian troops and elements of the Rwandan armed forces.

9.   Refugee advocacy groups in the United States have long criticized the application procedure here, saying it is inherently unsafe.

10.   Refugee resettlement groups say many of these people have been longtime residents of disease-prone, star-crossed refugee camps.