1.   Another consideration is how much the fund holds in other types of securities, like convertible bonds or emerging-markets debt.

2.   As for your retirement accounts, all of the funds yopu hold concentrate their portfolios in large-cap domestic stocks.

3.   - An opportunity to invest in smaller companies than most mutual funds hold.

4.   But so few bond funds hold any stocks whatsoever, he said, that the firm wrote its rules to exclude stock-holding funds from the bond group.