1.   Partly, no doubt, the figures include at least some wilful or at least entirely feckless credit misusers.

2.   The above figures do not include bank loans, or bank credit cards.

3.   The salary figure does not include overtime pay.

4.   There were counties in California that contained more acreage than that, and the figure included much of the easily irrigable land.

5.   These figures do not include stock options.

6.   This figure includes the cost of laying the pipeline and coal handling and storage cost.

7.   Those figures include the cost of obtaining financing.

8.   This figure includes precious metals trading.

9.   Mean and standard deviation figures therefore include these two patients.

10.   This figure does not include the large numbers of younger men, children and females who were employed as knitters and seamers.