1.   One reason is that the tax codes of other countries encourage savings, while ours discourages it.

2.   We have sought to encourage savings by abolishing the investment income surcharge and by introducing tax-exempt special savings accounts.

3.   We will encourage individual savings by giving tax relief on all income paid into new Registered Savings Accounts.

4.   The program is meant to encourage savings.

5.   Anything that encourages personal savings is good for the economy, he argues.

6.   Both sides also agree that increasing the amounts that can be put away untaxed will encourage more savings in retirement plans.

7.   A reduction in the capital gains tax rate not only would encourage savings, but also probably more than pay for itself with revenue increases.

8.   But how will these bonds encourage savings if their yields are lower than those on plain Treasuries?

9.   Credit unions are also getting into the youth market with programs that encourage savings.

10.   Even a generous new program to encourage savings is struggling to win participants.