1.   Bank factors tend to offer easier terms than independents but stick to the least risky customers.

2.   But the good news is that they can be among the most flexible for borrowers seeking easier terms.

3.   Owners of properties targeted by CAP for commercial uses likely would come to terms easier than those owning land designated for residential use.

4.   She campaigned last year against the government decision to offer German citizenship to immigrants on easier terms.

5.   Stock prices would soar as investors found themselves able to take out larger margin loans on easier terms.

6.   Talks on getting easier terms from creditors, including former Chairman Carl Icahn, are going well despite some disagreements.

7.   The Security Council voted unanimously to offer Iraq easier terms under which it could sell oil to meet its need for medicine, food and other essential items.

8.   The Security Council voted unanimously Friday to offer Iraq easier terms under which to sell oil to meet its urgent need for medicine, food and other essentials.

9.   U.S. banks continue to toughen standards for consumer loans including credit cards, while offering easier terms to businesses, the Federal Reserve said today.

10.   U.S. banks continue to toughen standards for consumer loans, including credit cards, while offering easier terms to businesses, the Federal Reserve said today.