1.   Black professionals with disposable income believing in the black community enough to support black businesses.

2.   In view of the high local disposable income, the potential for an evening dining-out Market is clearly high.

3.   Increasing wages soas to give greater net disposable income increases costs on the international Market and makes our goods less competitive.

4.   Older people have disposable income and leisure time, key factors in their willingness and ability to buy and use computers.

5.   Pensions have increased in real terms over the last twenty years, but not as fast as real personal disposable incomes.

6.   People spend a high proportion of their disposable income running a car.

7.   Real disposable incomes of partners-adjusted for inflation and progressive income taxation-have stabilised.

8.   The amount of income left over after deduction of this taxation is known as disposable income.