1.   A Texas woman named Carolyn Cleveland had suffered a stroke, temporarily received Social Security disability pay, and with some rehabilitation, returned to work part time.

2.   A state employee earning full disability pay?

3.   Disabled veterans can keep their retirement pay if they refuse disability pay from the Department of Veterans Affairs.

4.   Disability pay is meant to compensate veterans for the income they could have earned if not disabled, and for pain and suffering.

5.   Fitzpatrick said she was given a variety of explanations by the defense finance agency as to why her disability pay was taxable.

6.   He says they use about twice as much sick time as nonsmokers, are four times as likely to retire on disability pay and turn off customers.

7.   She went without a paycheck for four months before recently qualifying for disability pay.

8.   So Congress passed a law saying that veterans could only receive disability pay if they received no other compensation from the military, including their retirement pensions.

9.   Sweeney, for instance, receives no credit toward disability pay from the commissions he earned as a salesman.

10.   The Defense Department has long opposed changing the law to allow veterans to receive both retirement and disability pay.