1.   Charge cards, such as American Express, in which all credit needs to be settled by the end of each month, can also be expensive.

2.   Glass, they say, neither seeks nor needs much credit.

3.   He has focused instead on the middle and lower ends of the market, where credit needs are often more urgent.

4.   I think that the credit needs to be given to the team that wins.

5.   Kings coach Larry Robinson agrees more credit needs to go to those who are responsible for the low scores.

6.   The credit needs to go throughout the whole organization, not just the head coach.

7.   Cheap credit needs to be cut off to reverse inflation, he said.

8.   Prime Minister Wlodzimierz Cimoszewicz said Wednesday that no banks were willing to offer credits needed to finish five contracts and keep the shipyard afloat.