1.   For a time at least the Bank as monopoly supplier can charge any rate it chooses.

2.   It is possible for telephone companies to make profit without charging unreasonable rates.

3.   Many local taxi drivers charge extortionate rates.

4.   Also, FTC may charge only rates authorized by the California Public Utilities Commission, he said.

5.   Analysts say banks are now charging rates so low they are not really making a profit once money is set aside in reserve for inevitable future losses.

6.   And after years of charging lofty rates, long-distance phone companies now write checks to lure customers away from their competitors.

7.   And they charge higher rates.

8.   AOL did not announce these charges when it drummed up membership with its all-you-can-eat pricing, which lured many subscribers away from other games services that charged hourly rates.

9.   Because part of the income goes to the affiliated group, banks typically charge higher rates on affinity cards than they do for a standard Visa or Mastercard.

10.   Bank officials said customers were notified by mail a few years ago that a higher rate would be charged for late payers.