1.   Bank customers are notoriously slow to shift their business, even if they are miffed.

2.   They provide a cheap method of short-term borrowing for bank customers.

3.   This additional cost, if sufficiently large, will be passed on to bank customers based upon a new, higher base rate.

4.   And no one is feeling the pain of the change more acutely than bank customers.

5.   Another is that investors were not accustomed to visiting brokerage offices with any regularity, while many bank customers still stop at their neighborhood branch regularly.

6.   As bank customers looked for ways to shelter that income, German banks reportedly assisted them by setting up bank accounts in such tax-free havens as nearby Luxembourg.

7.   As interest rates tumbled in the recession, bank customers sought alternatives to low-yielding certificates of deposit while banks aggressively sold the funds to pump up profits.

8.   As part of that effort, Intuit will offer Quicken at a reduced price to bank customers, the banker said.

9.   Bank customers go online to monitor their accounts, pay bills, transfer funds and apply for loans.