81.   A NORTH-EAST firm was allegedly involved in a multi-million fraud which crippled the economy of an African country.

82.   Mr Kerswell explained firms were asked first and foremost to teach trainees a skill, not to expect them to be productive.

83.   That is less than just, since many overseas-owned firms are fair and decent employers, just as some British companies are not.

84.   There was a prevailing view that training schemes run by companies and firms were far better than those run by civil servants.

85.   Are British firms reacting too slowly to a problem that could one day land them in court?

86.   But every firm every private firm was took the advantage of the reservation.

87.   Firms were unable to pass these increases on fully in prices because of international competition.

88.   Freedom of services will be one of the most important directives, and British firms are likely to be extremely active in the European pensions market.

89.   A small number of bill broking firms are involved -- they act as agents in bringing together those wishing to sell instruments and those wishing to buy.

90.   Low capitalisation tended to be a factor in stifling competition, as firms were not willing to compete on price terms if they did not have the capital backing.