71.   Federal National Mortgage Association is starting a program that would allow lenders to package even more parts of home mortgages to sell as bonds.

72.   Federal Home Loan Mortgage Corp., known as Freddie Mac, creates securities from home mortgages.

73.   Federal Home Loan Mortgage Corp., a company that also buys home mortgages, plans to report its earnings tomorrow.

74.   Eventually, rising interest rates will translate into costlier home mortgages and other bank loans, slowing sales of expensive goods and curbing business expansion.

75.   Fifteen years ago, a home mortgage was the largest financial obligation a middle-class family would undertake.

76.   Fannie Mae and Freddie Mac, which support the secondary market for home mortgages, have similar language in their charters.

77.   For example, United and TWA recently joined pioneer American in introducing programs that allow members to earn miles while paying interest on their home mortgages.

78.   Finally, by prepaying the mortgage, you would be steadily reducing the amount of the home mortgage interest deduction that can be claimed on your income taxes.

79.   Foreign firms are eager to apply to Japan their overseas experience in bundling and selling as securities everything from credit card debts to home mortgages.