31.   San Marino, the Vatican and Monaco will be entitled to use the euro as their official currency.

32.   So far, the euro is only used in accounting.

33.   Solbes told reporters that retailers had to pay extra attention to their staff in order to get them to feel at ease with using the euro.

34.   The euro currently is used in non-cash transactions by businesses, credit-card users, government agencies and money markets.

35.   The nations using the euro are Austria, Belgium, Germany, Finland, France, Ireland, Italy, Luxembourg, Netherlands, Portugal, Spain.

36.   The Philippine central bank said Tuesday it is considering using the euro as part of its foreign reserves, most of which are held in U.S. dollars.

37.   Thus far, the euro has been used only for financial transactions.

38.   Although tourists are expected to use euros in Switzerland, Roth said he believed the euro was unlikely to become a parallel currency to the Swiss franc.

39.   As French finance minister Laurent Fabius said recently, Britain will to a certain degree be using the euro by default.

40.   European Union members using the euro that run excessive deficits after the shift to the single currency should pay heavy fines, the EU Commission proposed on Wednesday.