31.   Insurance regulation is an unusual legal area that turns on its head the normal presumption that federal laws will hold sway over conflicting state statutes.

32.   It exists in at least ten state systems, including California, New York and Massachusetts -- but state statutes considerably limit the scope of collective bargaining.

33.   It is contrary to the scheme of state statutes that authorize manual recounts and enumerate them as part of the official election returns.

34.   It would, for instance, eliminate state statutes of limitation that defendants often use to knock plaintiffs out of court.

35.   Kansas has a similar state statute.

36.   Most state statutes require investment advisers to meet some standards, require the passage of an examination.

37.   No one was ever before prosecuted, civilly or criminally, based on this state statute.

38.   Names and addresses are not released because of a ban by other state statutes.

39.   Of course, varying state statutes can create conflicts between what is legal and what is ethical, putting the doctor in an awkward position.

40.   Officer Andy Vidaure, a state DPS spokesman, noted that a state statute requires citizens to help officers if the police ask them for help.