21.   The merger still needs approval from regulators in Connecticut, New York and New Hampshire.

22.   The merger needs to be approved by Spanish government regulators and by shareholders.

23.   The merger still needs to be approved by the government and shareholders.

24.   Their merger needed EU approval because the companies do business in Europe.

25.   Their merger needs EU approval because the companies do business in Europe.

26.   Before it can go through, the merger will need the go-ahead of several US federal agencies, as well as the approval of shareholders in both companies.