11.   Doing that means cutting costs and boosting advertising, both of which cost a lot of money.

12.   Even as health costs rise, there are signs workers are pressing for improved contracts -- which is likely to mean higher costs.

13.   Even so, transmitting calls with Internet technology is more efficient than traditional telephone networks, which means lower costs.

14.   For some condo owners, the high deductible means significant costs.

15.   For them, low steel prices mean lower costs for a basic raw material, while price increases can be absorbed in higher markups.

16.   High deductibles and high premiums mean the costs get passed on to ... not them.

17.   If an older work force simply meant increased costs, then managers could take comfort from the fact that most of their competitors would be in the same boat.

18.   In an era of cost-cutting, substituting medical supplies can mean additional costs.

19.   In essence, that means costs that can be cut by eliminating duplication between the two organizations, or by eliminating waste.

20.   Increased borrowing costs for the Treasury mean higher costs for U.S. taxpayers.