11.   Experts also credited efforts to make structures in the area more capable of withstanding earthquakes.

12.   Experts credit long-lasting birth control, programs that encourage teens to postpone sex and a strong economy offering better opportunities.

13.   Experts credited widespread warnings and updated antivirus programs with helping avert problems in the corporate world.

14.   Experts credit long-lasting birth control, programs that encourage teens to postpone sex and a strong economy that gives them better opportunities.

15.   Experts credit the biggest producer, Saudi Arabia, with keeping things in balance by sticking closely to its quota.

16.   Experts credit advances in medical care and a general decrease in deaths from car crashes.

17.   Fiscal policy experts nationally credit Ventura for tackling such a sweeping initiative.

18.   Industry experts credit the Nasdaq for creating a trading place for newer, less capitalized companies to grow when the NYSE rejected them for being too puny.

19.   The United States suffered far less than other nations, and experts credited widespread warnings and updated antivirus programs with helping avert problems in the corporate world.