11.   Cross approves loans based on recommendations from Bridge Financial Services Inc., a private firm that has an exclusive agreement with the pensions.

12.   Conaway has signed additional exclusive agreements for apparel with Joe Boxer and Disney.

13.   Currently, Time Warner also has an exclusive agreement with a single company, RoadRunner, to provide high-speed Internet service through its cable lines.

14.   Dealers who want to break their exclusive agreements with VW must take their case to a national judge.

15.   ESPN, the all-sport cable giant that has an exclusive agreement with the NHL, actually helped the league negotiate this Fox deal.

16.   European Union Competition Commissioner Karel Van Miert has said repeatedly that the merger could not be approved as long as Boeing continued the exclusive sales agreements.

17.   First, Broad and Roski agreed to drop the exclusive agreement.

18.   For their part, the record labels said they had no intention of signing exclusive agreements with individual technology partners.

19.   Harris said the models could not be interviewed on Friday because of an exclusive agreement with another newspaper until the site is launched on Monday.

20.   If game sales are successful, analysts expect to see other computer software and high-tech toy manufacturers rush to sign exclusive agreements with convenience store chains.